1. Not Knowing Where The Main Water Shut Off is
Water from a burst pipe can spew dozens of gallons of water into your home in a matter of minutes. Soaking everything in sight, including:
In fact, water damage is one of the most common of all household insurance claims. Before you ever have a problem, find the shut-off valve and make certain everyone in the house knows where it is and how to close it.
2. Not Calling 811 Before Digging A HoleIt's Spring! You are ready to dig into your new yard to plant bushes, trees or even build a fence. Don't do it untill you have diald 811. That is the national "dig-safely" hotline. The hotline will call all your local utilities who will then come to your property, often within a day, to mark the location of underground pipes, cables and wires. This is a free service
The ground around your home should slope away from your house at least 6 inches over 10 feet. This will make sure that rain and melting snow doesn't soak the soil around your foundation walls building up pressure that can cause leaks and crack your foundation, leading to very expensive repairs. While you are at it, check all the downspouts and make certain they extend at least 5 feet away from the house.
3. Not Checking The Slope Of Foundation Soil
At the least the isulation should be above the top of the joists, approximately 10 to 14 inches deep.
4. Not Knowing The Depth Of Attic Insulation
5. Carelessly Drilling Into The Walls
Hanging shelves, closet systems and artwork means drilling into the walls, but do you know what's behind them? Hidden inside your walls are plumbing pipes, duct work, wires and cables. The cheapest solution is to purchase a $25 stud finder that detects changes in density to sniff out studs, cables and wires. Protect yourself by drilling only a 1 1/4 inch deep. That's enough to clear drywall and plaster but not deep enough to reach most wires and pipes.
6. Cutting Down A Tree
Even small trees can fall awkwardly, damaging your home, property, or even your neighbor's property. In some areas you need to get a permit first. Cutting down trees is an art best left to a professional tree service. So think twice before becoming Paul Bunyan.